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Switching Home Loans

With interest rates increasing quite rapidly, homeowners are being encouraged to look around for a better deal on their home loan. ASIC has recently released some tips if you are doing so. Ask your current lender for a better deal Tell your current lender you are planning to switch to a cheaper loan offered by …

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ATO Prioritising Debt Collection

As the economy emerges from COVID-19, the ATO is re-focusing on debt collection During the pandemic, the ATO deliberately shifted its focus away from firmer debt collection action to help and assist businesses and the community experiencing financial challenges because of the pandemic. It took a softly-softly approach, acknowledging the financial hardship that the virus …

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Super Guarantee Rises to 10.5%

Who is entitled for the 10.5% increase? The increase to the superannuation guarantee (SG) rate from 1 July 2022 will see more employees (and certain contractors) entitled to additional SG contributions on their pay. But what happens when income earned before 30 June is paid after 30 June 2022 – will employees be entitled to …

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Super Changes Abandoned

Proposed changes that has been scrapped The new Parliament released the first batch of proposed changes to superannuation, and among these was the announcement that the proposed $500,000 lifetime non-concessional cap is to be scrapped. These measures were previously announced in the Federal Budget earlier this year before the election. These proposed changes are still …

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